I did the layout with CHILL OUT using Digital Designs by Amber Morrison BAD REPUTATION template. The wordart/cluster became a FREEBIE on my blog which was hosted from December 13 - 27 (link has been removed)
I really love the non-traditional color palette in this kit!
I created this layout as the Template Challenge at Scrap-n-Pieces
I also did a similar layout with THIS TIME OF YEAR and La Belle Vie Designs ROUND & ROUND
I like them both!